Ghana
Everything Afriset holds on fintech regulation in Ghana: who's licensed for each activity, the cross-border money-movement rules, and the regulators — normalized and dated to official sources.
Licence registers
Who's licensed in Ghana, per licence type — provider counts, source and last-checked date.
E-money issuance
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Dedicated Electronic Money Issuer | Bank of Ghana | 5 | not dated | 2026-08-24 |
Payment processing
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Payment Service Provider (Enhanced) | Bank of Ghana | 51 | not dated | 2026-08-24 |
| Payment Service Provider (Medium) | Bank of Ghana | 5 | not dated | 2026-08-24 |
| Payment Service Provider (Standard) | Bank of Ghana | 2 | not dated | 2026-08-24 |
Cross-border remittance
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| International Money Transfer Operator | Bank of Ghana | 1 | not dated | 2026-08-24 |
Payment switching
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Payment Service Provider (Scheme) | Bank of Ghana | 0 (register read) | not dated | 2026-08-24 |
Cross-border rules for Ghana
What may move across the border, and under what rule — 8 recorded rules. Rules, not rates.
See the cross-border rulebook →Answers
E-money issuance
Payment processing
Cross-border remittance
Payment switching
Cross-border rules
- Licensed-channel requirement across markets →
- Remittance-operator scope across markets →
- Cross-border cash-declaration threshold across markets →
- Export-proceeds repatriation across markets →
- Travel / discretionary FX allowance across markets →
- Investor's right to transfer out across markets →
- Domestic foreign-currency use across markets →