To own, possess, operate, manage or control infrastructure for the provision of payment services — Kenya

The Kenya category mapped to payment switching.

The CBK PSP Directory prints no statutory category labels; rows are identified by this exact authorized-services wording. Wording is infrastructure-only, hence single-mapped to SWITCHING.

Maintained: this official source is re-checked on a weekly schedule — last checked 2026-08-24 · unchanged since the previous check.

Licensed providers

3 entities

#	Provider	Status (as reported)	Licensed / granted	Source	Source date
1	Integrated Payment Services Limited	authorized	2020-01-01	Central Bank of Kenya	2026-05-15
2	Interswitch East Africa (Kenya) Limited	authorized	2019-01-01	Central Bank of Kenya	2026-05-15
3	Kenswitch Limited	authorized	2019-01-01	Central Bank of Kenya	2026-05-15

Licence requirements

What it takes to hold this licence, as stated in the cited official instruments. Capital and fees are shown in the currency the statute itself uses.

Requirement	As published	Source	Source date
Minimum capital	No such requirement: No separate statutory minimum for a switch/infrastructure operator. The NPS Act 2011 states no capital figure; the NPS Regulations 2014 First Schedule has no switching/infrastructure row — the listed categories are ERPSP, Designated Payment Instrument Issuer (KES 50M), E-money Issuer, Small E-money Issuer. Infrastructure/switching is authorised under the general PSP regime (Reg 4) with no dedicated capital line.	National Payment System Act No. 39 of 2011	2023-09-15
Local presence / incorporation	No such requirement: Authorisation applies to "A person, other than an institution as defined in the Act, who wishes to be authorised as a payment service provider" (Reg 4(1)). No switch-specific incorporation clause isolated.	National Payment System Regulations, 2014 (Legal Notice 109 of 2014)	2022-12-31
Timeline	Same general PSP authorisation timings (Reg 5(3) 30-day info request; Reg 5(6) 7-day certificate issue). No switch-specific term. Verbatim “at least two months prior to the expiry of the authorisation … within thirty days … within seven days of receipt of authorisation fees”	National Payment System Regulations, 2014 (Legal Notice 109 of 2014)	2022-12-31
Local ownership	No such requirement: No local-shareholding requirement.	National Payment System Regulations, 2014 (Legal Notice 109 of 2014)	2022-12-31
Fees	No such requirement: No switch-specific fee row in the First Schedule. General PSP application fee is KES 5,000; authorisation fee depends on the category the switch is authorised under.	National Payment System Regulations, 2014 (Legal Notice 109 of 2014)	2022-12-31
Ongoing obligations	A value has been located but not yet verified, so we don't publish it here.	—	—

Requirements as published in the cited instruments — not legal or compliance advice. Where a value is located but not yet verified, we show that it exists but don't publish the figure. Verify directly with the regulator.

The equivalent in other markets

Categories mapped to the same normalized activity — fintech:SWITCHING:

Cross-border rules for Kenya →